Vehicle Finance for Older Cars

Are you looking for car finance? Car-Finance is here to help! We offer personal loans at a much lower rate than traditional lenders, allowing you to afford your dream car at peace and confidently. We believe that everyone should be able to afford their dream car, no matter its age, make, model, or insurance coverage. Car-Finance understands that cars that make you happy are a worthy investment – one that’s worth the time and cost of taking out a new loan.

With Car-Finance, you can rest assured that you’ve bagged some of South Africa’s most affordable car finance rates and a team of experts ready to guide you through the process and how to best take advantage of your loan. We offer personal loans with flexible repayment terms, lower-than-usual interest rates, and a team that’s got your back.

With private car finance, you can:

  1. - Purchase old, classic, and unique vehicles that may not be available at dealerships directly from individuals.
  • - Save money with more negotiation potential than auto dealerships.
  • - Cover unexpected costs like repairs to keep your car running.
  • - Fund regular checkups, oil changes, and other essential maintenance.  
  • - Boost your credit score as you make regular payments on time.

    Save money, boost your credit, and get help from Car-Finance’s team of car finance consultants.

How to Apply for Vehicle Finance for Old Cars

To apply for auto loans for old cars, you’ll need to go to our apply page. There, you’ll have to fill in a form and list particulars, such as:

  1. - Your full name, ID number, and contact information
  2. - Whether you’re employed and your gross income
  3. - Where you work and how long you’ve worked there – to ascertain financial stability
  4. - The loan amount you need
  5. - Your total monthly income
  6. - Your total monthly expenses
  7. - Lastly, you’ll need to consent to a credit check – so we can verify whether you’re receiving debt help.

After you’ve completed the form, one of our application assessors will go through your credit report and the information you’ve provided. If we’re satisfied you can afford the loan, we’ll get in touch to discuss interest rates and repayment terms, and then build an agreement with you. When everyone is satisfied with the agreement, we’ll transfer the money to your bank account.

Then, you’ll be able to buy the car of your dreams! To get started, apply now and let Car-Finance take care of the rest. We’re excited to help you fund the old car you need.