Car Finance for South Africans with Bad Credit

Are you looking for car finance as a South African that’s blacklisted or has bad credit? Trust Car-Finance! We’re an independent auto loan company with extensive expertise in helping people with bad credit land finance for their dream car. We believe bad credit or your financial background shouldn’t hold you back when applying for your dream ride–because everyone deserves to be happy, despite bad credit. 

Sometimes, bad credit isn’t your fault. Life happens; you can’t pay on time, you make many hard inquiries for car finance, or an authorised credit card user exceeds the ideal credit utilisation ratio. Our consultants are happy to assess your personal circumstances and hear your situation. We understand that cars are neccesary for life, and so are willing to work with you to secure a longer repayment period, lower interest, or more finance to make getting a car that much easier.

What Happens If I Get Car Finance with Bad Credit?

Sometimes, having really low credit with a history of defaults means that you’ll get a higher interest rate, higher monthly repayments, or a shorter repayment period. Luckily, Car-Finance has a connection in the credit industry. We’ve partnered with Cape Town Legal Consultants to provide credit clearance services. They can help you dispute undesirable items on your report in as little as 3 weeks so you get better loan terms.

After you’ve cleared your credit, Car-Finance will help you attain dream finance for your dream car. Get that sports car, bakkie, or family car you need in your life. Financial mishaps shouldn’t affect your right to buy a car you love.

If you would like to get alternative car finance, apply today. A team member will work with you to plan loan terms that are fair and fit your budget.