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Welcome to Car - Finance

CAR-FINANCE is a referral company designed to meet the need of clients struggling to get a Vehicle or Finance for a Vehicle. We have products to assist Blacklisted clients as well to get a CAR. With all our different options available we can HELP you to get driving!

Qualifying Criteria:
You as the application MUST:

. Be over 18
. Be a South African citizen
. Earn R4 000 or more per month

Please note that all our lenders are registered with the National Credit Regulator (NCR). Fees and interest charged in terms of chapter 5 of the National Credit Act (NCA) no 34 of 2005:

Initiation Fee of 15% of the Loan Amount up to R1 000, thereafter 10 % (+ VAT)
Services Fee of R50 per month (+ VAT)

Minimum Loan Period: 6 Months
Maximum Loan Period: 60 Months

Interest charged (APR):
Per Month: 5%
Per Annum: 16 - 60%

PLEASE NOTE: Every Lender has their own policy - this is only a guideline for a personal loan. Our various lenders offers personal loans from R1 000 up to R200 000.

We can assist with Personal Loans, Long Term Loans, Consolidation Loans and Cash Loans. Below is simply a example of a Personal Loan.

Illustrative example on an 60 month CAR FINANCE:

Loan amount: R16 500
Term: 60 months
Initiation Fee: R1 140
Services Fee: R57
Interest: 32.65%
Total Instalment: R840.31

 

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