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Welcome to Car - Finance

CAR-FINANCE is a referral company designed to meet the need of clients struggling to get a Vehicle or Finance for a Vehicle. We have products to assist Blacklisted clients as well to get a CAR. With all our different options available we can HELP you to get driving!

Qualifying Criteria:
You as the application MUST:

. Be over 18
. Be a South African citizen
. Earn R4 000 or more per month

Please note that all our lenders are registered with the National Credit Regulator (NCR).

Fees and interest charged in terms of chapter 5 of the National Credit Act (NCA) no 34 of 2005:

Initiation Fee of 15% of the Loan Amount up to R1 000, thereafter 10 % (+ VAT)
Services Fee of R50 per month (+ VAT)

Interest charged:
Per Day: 0.17%
Per Month: 5%
Per Annum: 60%

PLEASE NOTE:Every Lender has their own policy – this is only a guideline for a cash loan.  Our  various lenders offers personal loans up to R250 000.

Illustrative example:

Loan amount: R16 500
Term: 60 months
Initiation Fee: R1 140
Services Fee: R57
Interest: 32.65%
Total Instalment: R840.31